*Estimated earnings are based on 10% per annum before tax and any potential losses. As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if borrowers were unable to repay their loans.
Pay just 10% on your earnings. That's just about 1% of your portfolio a year if you achieve a target rate of 10% annually
Get started by joining today. Once you have signed up, you can get started from as little as £10 and just a few clicks to tell Bert-e where you want to lend your money
Keeping it simple. Pay just 0.5% per year on your ISA eligible investments. No hassle, no confusion
The crowdISA® means you can wrap your eligible loans and investments in a tax-efficient wrapper. Save yourself tax and earn more with the crowdISA®.
Rebuilding Society offers commercial loans to UK businesses. They have an active secondary market, which you can access through UP.
One of the leading sites which allow you to lend to businesses, Assetz Capital’s mantra is to deliver fairer growth together. Their deals are all 'buy now'.
Having raised over £140m, ThinCats is one of the most successful P2P sites for secured business loans. Lenders can get attractive rates of interest.
One of the most successful newcomers to the scene, Saving Stream loans are all set at a fixed 12% per year. Accordingly you should earn 1% a month.
Having launched in 2014, Ablrate is a lending site that provides asset finance to a diverse range of businesses.
You can invest directly in a range of projects with Abundance, which offer social and environmental benefits, as well as a long-term income.
Archover focuses on loans to businesses. You can earn between 5.5% and 9% from Archover. All deals are secured and insured.
Invest & Fund is a lending platform for financing property development projects.
Money&Co. allows people looking to maximise returns on their capital to lend to businesses.
Crowd2Fund is the only FCA regulated crowdfunding & P2P platform to offer 5 models of finance, across loan and share investments.
Exciting property crowdfunding site which picks investment deals from around the UK, providing a diverse range of property investments.
Angels Den is an angel-led crowdfunding site where angel investors and people invest in pre-vetted SMEs.
Crowd for Angels is the first directly regulated crowdfunding platform for debt and equity funding.
Crowdlords lets you buy shares in UK residential properties. You can invest as much as you like, with the minimum investment being £1,000 per property.
You can use The House Crowd to buy shares in properties. Founded back in 2012, The House Crowd is one of the true pioneers of the space.
CrowdBnk is an investment crowdfunding site that allows you to invest in high growth businesses through by lending money or buying shares.
A site which helps you lend personal lenders and has their 'eProvision fund.'
Focuses on bonds for investors with a unique bond auction system.
InvestDen is a new site where investors can lend money or buy shares.
Using investUP means I can lend across lots of P2P sites without having to sign up again and again.
Simple to use. Unique. I love it.
The option between equity & debt financing with choice makes UP a unique player in crowd-funding space.
The Financial Conduct Authority (FCA) authorises and regulates investUP for long term loans (debt securities). Loans to companies are not regulated by the FCA.
The FCA is the body that regulates the conduct of the financial services industry in the UK. Its explicit aims include protecting consumers and upholding the integrity of the market. The FCA supervises and monitors investUP's conduct on an ongoing basis.
Our Financial Services reference number is 652631 and our registration details can be found on the FCA's Financial Services Register.